Mobile Games as Tools for Teaching Financial Literacy
Gregory Jenkins February 23, 2025

Mobile Games as Tools for Teaching Financial Literacy

Thanks to Sergy Campbell for contributing the article "Mobile Games as Tools for Teaching Financial Literacy".

Mobile Games as Tools for Teaching Financial Literacy

This research explores how mobile games contribute to the development of digital literacy skills among young players. It looks at how games can teach skills such as problem-solving, critical thinking, and technology literacy, and how these skills transfer to real-world applications. The study also considers the potential risks associated with mobile gaming, including exposure to online predators and the spread of misinformation, and suggests strategies for promoting safe and effective gaming.

This research investigates the ethical and psychological implications of microtransaction systems in mobile games, particularly in free-to-play models. The study examines how microtransactions, which allow players to purchase in-game items, cosmetics, or advantages, influence player behavior, spending habits, and overall satisfaction. Drawing on ethical theory and psychological models of consumer decision-making, the paper explores how microtransactions contribute to the phenomenon of “pay-to-win,” exploitation of vulnerable players, and player frustration. The research also evaluates the psychological impact of loot boxes, virtual currency, and in-app purchases, offering recommendations for ethical monetization practices that prioritize player well-being without compromising developer profitability.

Esports has risen as a global phenomenon, transforming skilled gamers into celebrated athletes. They compete in electrifying tournaments watched by millions, showcasing their talents, earning recognition, fame, and substantial prize pools that rival those of traditional sports. The professionalization of esports has also led to the development of coaching, training facilities, and esports academies, paving the way for a new generation of esports professionals and cementing gaming as a legitimate career path.

This research explores the intersection of mobile gaming and digital citizenship, with a focus on the ethical, social, and political implications of gaming in the digital age. Drawing on sociotechnical theory, the study examines how mobile games contribute to the development of civic behaviors, digital literacy, and ethical engagement in online communities. It also explores the role of mobile games in shaping identity, social responsibility, and participatory culture. The paper critically evaluates the positive and negative impacts of mobile games on digital citizenship, and offers policy recommendations for fostering ethical game design and responsible player behavior in the digital ecosystem.

This study delves into the various strategies that mobile game developers use to maximize user retention, including personalized content, rewards systems, and social integration. It explores how data analytics are employed to track player behavior, predict churn, and optimize engagement strategies. The research also discusses the ethical concerns related to user tracking and retention tactics, proposing frameworks for responsible data use.

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This paper examines the growth and sustainability of mobile esports within the broader competitive gaming ecosystem. The research investigates the rise of mobile esports tournaments, platforms, and streaming services, focusing on how mobile games like League of Legends: Wild Rift, PUBG Mobile, and Free Fire are becoming major players in the esports industry. Drawing on theories of sports management, media studies, and digital economies, the study explores the factors contributing to the success of mobile esports, such as accessibility, mobile-first design, and player demographics. The research also considers the future challenges of mobile esports, including monetization, player welfare, and the potential for integration with traditional esports leagues.

The Role of Microtransactions in Mobile Game Sustainability

This study investigates the effectiveness of gamified fitness elements in mobile games as a means of promoting physical activity and improving health outcomes. The research analyzes how mobile games incorporate incentives such as rewards, progress tracking, and competition to motivate players to engage in regular physical exercise. Drawing on health psychology and behavior change theory, the paper examines the psychological and physiological effects of gamified fitness, exploring how it influences players' attitudes toward exercise, their long-term fitness habits, and overall health. The study also evaluates the limitations of gamified fitness interventions, particularly regarding their ability to maintain player motivation over time and address issues related to sedentary behavior.

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